Each year over three million people are injured in car wreck accidents, and, in 2006, vehicular accidents were the leading cause of death for individuals between the ages of 3-34 (http://www-nrd.nhtsa.dot.gov/Pubs/811226.pdf). As technological advances continue, it is expected that we will continue to see an increase in traffic accidents. Distracted driving is scary. Distracted driving is deadly. It is common to see drivers talking on their cell phones, using their navigational systems, eating or changing the radio station; and we still have the issue of drunk drivers. Yet the insurance companies do not always take full responsibility for the damages their insured caused.
If you or a loved one has been injured in a motor vehicle accident, you need dedicated motor vehicle accident lawyers on your side. You may be entitled to compensation for lost wages, property damages, medical bills and pain and suffering. By focusing on car accident law in our local South Carolina communities, Jennifer and Jamie know how to help you right away following an auto accident. The firm handles car accident cases every day. Because the insurance companies are looking out for their interests in saving costs, you need someone on your side. The DeMint Howe Law Firm can level the playing field for you.
If you or your family has been injured on the road or highway, your choice of a personal injury attorney will be one of the most important decisions you make. Along with making an informed decision about an attorney, you should consider the following if you are ever in a car accidnt:
We can help victims and their families who have been injured in:
Common Mistakes in car wreck cases:
What Do All of Those Insurance Terms Mean?
Uninsured Motorists (UM):
Uninsured motorists have no insurance. This includes drivers with no insurance as well as those drivers who leave the scene. If you have been injured by an uninsured motorist, it can be very frustrating. You have bills to pay and property damage through no fault of your own. If you have basic coverage in South Carolina, you also have uninsured motorist coverage. If you have more than the minimum requirements, you will have even more coverage. Thus, you make a claim against your insurance carrier under the UM coverage section of the policy.
Under-insured Motorist (UIM):
Sometimes the at-fault driver has insurance but does not have enough coverage to cover all of your expenses. The minimum coverage in South Caroline is only $25,000 which can quickly be eaten up with medical bills and lost wages. In such a situation, you have been injured by an under-insured motorist. UIM coverage is elective – not everyone has it.
Whether UM or UIM applies, you need to get a copy of your policy from your insurance agent. The policy will include very helpful information crucial to your case.
South Carolina attorneys, Jennifer Breaux Howe and Jamie DeMint handle South Carolina roadway accident cases. We can explain the above concepts to you and make sure that you are getting everything you are entitled to. We will evaluate your case for free, and will never take a fee until we obtain a settlement or verdict for you. Contact us at firstname.lastname@example.org or (864) 214-0161.